Workers' Compensation Coverage for Remote Work Injuries

Cubrimiento de riesgos laborales en el teletrabajo

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For some time now, the remote work model, home-based work, or work from home, has made its way into many large companies around the world, who delegate to these people, customer service or other activities that do not require presence in a physical space to be carried out.

To a large extent these are due to new technologies and with their constant advancement in the digital age, it is expected that the number of people with these working conditions will increase considerably.

It is key to remember that in the global crisis being experienced due to the Coronavirus COVID-19 pandemic, distance between speakers and home confinement has been repeatedly recommended to reduce the likelihood of illness, since contagion occurs through contact, which is why many companies have implemented the remote work measure as a precaution against the spread of the feared virus. Learn about occupational hazards in remote work.

Working from home has multiple advantages for the parties involved, since the employee can optimize their time, saving on commuting and employers certainly reduce their costs and occupational hazards, but these new working conditions generate many other questions among the public related to support and job safety if performed from home, one of the most common being related to occupational hazards in remote work, If I suffer an accident at home while doing remote work, is it covered by my employer's insurance?

Do you know the occupational hazards in remote work?

First identify what is an accident and a work incident

According to the International Labour Organization, an incident is a problem in the workplace that puts the worker's health at risk without affecting them, while an accident is a sudden event that produces an organic, functional, psychiatric injury to the worker, disability or death.

This definition of accident also covers activities that are carried out under the employer's orders, even if they are carried out outside the place and time of work.

So yes, if during this pandemic your employer instructs you to perform the duties for which you were hired from within your home, and during these you suffer an episode that results in a bodily or psychiatric injury derived from the performance of your duties, the care you require as a result must be guaranteed through your employer's insurance.

Remember that they must guarantee working conditions in the place they designate for that purpose, so the preparation of a space in your home to develop activities must be covered by the employer, unless otherwise agreed in the agreement or contract.A work accident can generate serious consequences such as those already mentioned, but in the case of temporary disability or permanent disability, your employer must through their insurance guarantee a monetary income that allows you to subsist until the moment you can resume your work.

If you identify occupational hazards in remote work, or suffer one of these accidents, report it immediately and go to a medical center for evaluation, do not allow your rights to be violated due to lack of knowledge.

At Conexión Legal we offer free consultation for work accident cases; contact us through this channel by the WhatsApp icon or by Scheduling your Consultation and explore alternatives to solve your case.Follow the steps of the following form to schedule your free consultation appointment.

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