What is Social Security in the USA and what benefits does it cover in cases of workplace accidents?

¿Qué es un seguro social en USA y qué beneficios cubre en casos de accidentes laborales?

Many workers in the United States have the right to access Social Security benefits, which provide different advantages as workers in the country, as long as they meet the established requirements. Do you know what social security is and how it responds to work accidents? In this article we tell you about it.

With social security, you can have the benefit of medical care in different medical facilities in the country, through the payment of a tax contribution that will be deducted from your monthly salary, in order to have an adequate fund for emergency cases.

However, this is not the only benefit that a worker can obtain through social security. There are many other advantages that this program can provide, in favor of the health and well-being of the beneficiary worker.If you believe you need legal advice on social security matters in the United States, at Conexión Legal you can count on the support of a whole team of experts at your disposal, who will be in charge of guiding you at all times so you can receive the answers you need. Call now at 1800 201 1220, or write to our WhatsApp to receive free legal advice.

What is social security?

When talking about Social Security in the United States, we refer to a program of the Federal Government of the country, which provides beneficiaries with financial assistance in different areas, with the aim of helping them maintain stability in emergency situations.To access this benefit, it is important to be a US citizen, or to have a work permit from the Department of Homeland Security (DHS), and to initiate the corresponding process with the Social Security offices, and then pay a tax during your working life, in order to maintain the benefit.

Social Security can respond to different situations of vulnerability, such as in cases where you receive a disability as a result of a work accident. If you have problems with your insurance, do not hesitate to contact our legal advisors to obtain the attention you deserve.

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How does Social Security help in cases of accidents in the United States?

When you suffer a work accident, depending on the severity of your injuries, your doctor may indicate a disability for you to continue your work activities, so you can recover in a much faster and more effective way.

This disability can be permanent or temporary, depending on the severity of the disability that the accident has caused you as a worker in the United States. This degree of disability that you receive, moreover, will determine the percentage that will be assigned to you as compensation through Social Security, for the time you cannot perform your work activities.

Types of disability you can receive through social security

As we mentioned earlier, you can receive two types of disability as a result of your injuries, which will respond basically through compensation percentages to cover each of the expenses necessary for your recovery after the incident.

The main types of disability that can be granted through social security are:

  • Total Temporary Disability or TTD: The worker receives payments of between 60 and 70% of their weekly salary while not working as a result of the accident they suffered.
  • Partial Temporary Disability or TPD: These are granted when the worker can continue their work tasks, but in a lesser amount than before, or earning a smaller amount.
  • Permanent Partial Disability or PPD: The worker receives indemnity payments in cases where the doctor prescribes a partial disability for the rest of their life, not temporary as in the previous case.
  • Permanent Total Disability or PTD: It is granted when the worker suffers injuries so serious that they lose the opportunity to perform their work tasks for life.

Each of these types of disability can be granted to the worker who is a beneficiary of social security in the United States, in case they lose the ability to perform their work tasks due to an accident in the workplace.

Get advice at Conexión Legal about your social security

Our team of experts knows very well what social security is in the United States, as well as the benefits this program can offer you as a worker. If you have any questions, do not hesitate to contact us.Also read:How to Act if I Was Denied a Social Security Service in the United States?Call now at 1800 201 1220, or write to our WhatsApp to receive free legal advice from our team of experts in the field of US law.

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