Workers' compensation is a type of insurance designed to provide injured workers with a form of wage replacement and medical benefits for injuries suffered at work.
With workers' compensation, you typically have the right to receive financial compensation when a worker is injured, regardless of the cause of the injury. In exchange for this right to limited protection, workers waive the right to sue their employer for negligence.
Ultimately, workers' compensation is designed to protect workers and their families, while minimizing the need for lawsuits. Although this seems like a good concept in theory, many workers never receive the compensation they are owed.
If you find yourself in this situation and believe you deserve compensation for work-related injuries, contact Conexión Legal immediately by calling 1800 201 1220 or contact us via WhatsApp to speak with a work injury attorney who can provide you with the best free consultation, and help you obtain the highest possible compensation.
The law in the State of New York requires that all employers provide their workers with workers' compensation through an insurance program or by self-insuring.
This means that injured workers are entitled to compensation that covers certain damages, including medical expenses, lost wages, and other expenses associated with their injury.
However, the process of filing for workers' compensation is complex and actually obtaining the corresponding compensation can be very complicated, which is why many workers injured in New York cannot receive the financial assistance they need.
When you are injured at work, you have the obligation to report the accident to your supervisor or employer within 30 days of your accident. Your employer must then report your accident to the workers' compensation insurance and the New York Workers' Compensation Board (WCB) within the first 10 days following their notification in an official C-2 format (Employer's Report of Work-Related Accident).
After this you have two full years to file your claim directly with the Workers' Compensation Board in the State of New York in an official C-3 format (Employer's Report of Work-Related Injury or Illness).
However, it is highly recommended that you file a C-3 as soon as possible after your work accident so that your rights to compensation and medical benefits are fully protected.
You can also complete and fill out the C-3 form online; after your accident, your first concern will be medical treatment. In the State of New York you can choose to see any doctor you want, as long as that doctor accepts workers' compensation insurance and has the appropriate WCB credentials. In some cases, you may see multiple doctors at the same time for the same injury. For example, a claimant injured with a back injury may be seen by an orthopedic surgeon, a neurologist, and a chiropractor at the same time.
It is important to see your doctor regularly (at least every 45 days) while you are out of work and recovering to maintain your cash benefits.
The workers' compensation insurance carrier, or one of its representatives, nurses, and/or investigators, may contact you after your work accident. It is best that you do not speak with them directly, as this may harm your claim.
If you have identified with this situation, do not hesitate and call Conexión Legal's lines so that our specialists can provide you with the best free consultation and you can obtain the best possible compensation.
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