When talking about car accidents, it is important to mention that, of course, these do not only occur between private vehicles. In many cases, collisions can also originate from the recklessness of public transportation drivers.
Just as with private cars, in case you suffer any type of accident in public transportation, you will be able to file a first-instance claim for damages administratively and later in court.
If due to the collision you suffer personal injuries or any type of physical or material damage, by law you have the right to receive compensation, regarding which it is important that you take into account some specific aspects.
Given the need to take legal action to obtain correct and fair coverage that covers your physical and material damages, the best thing to do will be to contact a personal injury attorney or a car accident attorney who offers you advice for free as we do at Conexión Legal.
By coming with us, you will be able to receive the guidance you need without spending a single dollar from your pocket, and later allow us to take your case and obtain the fairest and broadest possible compensation. Contact us via WhatsApp or by phone at 1800 201 1220 and receive immediate attention.
Traveler's Insurance
First and foremost, we want to make you aware that whenever you are the victim of an accident in which you are not responsible, you have the right to compensation. If you suffer the accident as a passenger in public transportation such as a bus, metro, train, or taxi, you have passenger rights with which you can claim compensation.
Whenever you travel on public transportation, you will receive a transportation ticket or fare with which you will be protected by the Mandatory Traveler's Insurance, which covers accidents such as:
- Death
- Permanent or temporary disability as a direct consequence of the accident, whether due to the responsibility of the vehicle itself or a third party.
Mandatory Traveler's Insurance is required to protect you from the moment you board the bus until the moment you get off. If you suffer an accident in a bus or any other type of public transportation, you must inform the driver of what happened immediately and, of course, before getting off or leaving the scene. The driver must generate a report where they will collect your information as an accident victim and a description of the facts to give you access to compensation for material damages and/or injuries.
How Can I Proceed?
Requirements
In order to claim your compensation, you must prevent and comply with a series of requirements, such as:
- Keep your transportation ticket or fare at all times. This will be necessary and will help greatly when filing a claim.
- Request that the driver prepare a report of any incident that occurs in the vehicle regarding your injuries or material damage. If they refuse, you can call the Local Police for support.
- Even though you have documented what happened, never leave the scene without notifying the driver, calling emergency services, or the Local Police if necessary.
- It is recommended that you request contact information from passengers who are witnesses to the accident, as this will help you when proceeding with any compensation claim.
- If the accident is the fault of another vehicle, try to collect the information of the vehicle responsible.
Procedure
In this situation, it is important that you take into account various factors that could help you carry your case in a more solid and transparent manner. For example:
- Do not ignore the deadlines you have to file a claim for an accident in public transportation, which is one year from when you receive your medical discharge.
- First, file a claim through the Administrative route, and if they do not respond or if the response is unfavorable, it will be necessary to resort to the judicial route.
- According to the evaluation of injuries by the Traffic Accident Rating Scale, it is possible to receive compensation from both the Mandatory Traveler's Insurance and the Civil Liability Insurance.
- Mandatory Traveler's Insurance is compatible with any other insurance contracted by the traveler.
What Should I Take Into Account?
It is necessary that in case of an accident in public transportation, you are aware of who should be held responsible and, therefore, who should cover your compensation. All of this depends on the situation and what the adjusters, insurance companies, or your personal injury attorney conclude.
If the person responsible for the accident is the bus, metro, train, or any other type of public transportation in which you travel, their own insurance company will pay the compensation. If the responsible party is a third party, the insurance company of the person who caused the accident will pay it.
Call Conexión Legal right now at 1800 201 1220 and request the professional help you need with a free initial consultation and later your legal representation in court. We will protect what is rightfully yours and will help you obtain the broadest possible coverage in any case.
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