If you were injured in a car accident while traveling in Uber, Lyft or another ride-sharing application, it is important to know your legal rights, since you could suffer serious injuries for which you may have to pay expensive medical bills. Given this, regardless of your destination, amount or travel time, you may be entitled to compensation for personal injuries, which will be intended to cover medical expenses, lost wages, pain and suffering and more. If you have recently been involved in this type of collision as a passenger, you should contact Conexión Legal as soon as possible by calling 1800 201 1220 or writing to us via WhatsApp so that you can receive the best free consultation and, if applicable, we can help you obtain the highest possible compensation thanks to the representation of a Hispanic lawyer expert in the subject.
What Does the Law in New York Say About Car Accidents as a Passenger in Uber or Lyft Vehicles?
In upstate New York, ride-sharing applications are popular in most metropolitan areas, including Buffalo, Rochester, Brentwood, Albany, Yonkers, Hempstead and, of course, New York City and some suburban areas.
Because of this, insurance requirements in the state of New York exist to protect all persons involved in ride-sharing accidents, including injured passengers in Uber or Lyft, pedestrians, cyclists and motorcyclists affected by a driver from these or other platforms.
Uber and Lyft have been widely adopted due to their ease of use, time-saving benefits and affordable prices compared to traditional taxi services. However, in the event of a collision, you will need a Hispanic lawyer with experience in car accidents and extensive knowledge of state and local traffic laws to help you obtain maximum compensation for your injuries. The State of New York recently approved new insurance coverage requirements for transportation network companies like these. In fiscal year 2018, the New York State Executive Budget for Economic Development of Transportation and Environmental Conservation, Article VII of the Legislation, Article 44-B, Section 1693, establishes that transportation network companies must now provide the following insurance policies for all parties involved in accidents:
- At least $50,000 dollars per person and $100,000 per occurrence when the driver in the Uber or Lyft accident is connected to the application's digital network and is available to receive transportation requests.
- Minimum $1,000,000 dollars for the customer trip, which begins when the driver accepts the trip and ends when the customer leaves.
Some ride-sharing companies offer insurance coverage above these requirements. For example, Uber offers $75,000 per person and $150,000 per occurrence when the driver is connected to the network but has not yet accepted the customer's trip. Their policy is $1,250,000 dollars for drivers participating in the customer trip, from the moment the Uber driver accepts the trip until the moment the passenger returns.
A crucial aspect of the new law is that the ride-sharing company's policy must provide the necessary coverage, even if the driver was unable to obtain insurance. The purpose of the law is to protect all those involved in accidents: those affected by Uber and Lyft drivers, Lyft and Uber passengers and the ride-sharing drivers themselves.
If you have been a victim of a car accident while traveling through a mobility application like these, do not forget that the laws support you and that with Conexión Legal you will obtain the best representation in court from a Hispanic lawyer who can help you receive the highest possible compensation for personal injuries.
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